"Travel insurance cover you can count on at prices you'll love," one deal proclaims. "Our comprehensive cover includes trip cancellation, baggage and money, hospital bills, repatriation," says another. "Annual worldwide policy for as little as £29."
But two recent high-profile events – the eruptions of Eyjafjallajökull in Iceland and civil unrest in Thailand – have left people wondering whether such claims are too good to be true.
When volcanic ash caused mass flight cancellations last month, insurers refused to pay out for delays or to ferry stranded air passengers home via train or taxi, saying volcanoes were not insurable events. Thailand's latest bloody clashes between "red shirt" demonstrators and troops have prompted a similarly disappointing response.
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